How Can I Find Out Who Owns A Property For Free

26th April 2021

How to observe out who owns a property

When it comes to the task of finding out the owner of a belongings or a piece of land in the United kingdom of great britain and northern ireland, the process is significantly easier and more straightforward than you might think. There's no demand to make full out piles upon piles of forms and you needn't gear up aside hours of time – simply take hold of your laptop or telephone.

At that place are a number of means to notice out who owns a property but, for most of united states of america, the easiest and most cheap way of doing so is past using HM Land Registry. Requesting information, such every bit the history of ownership of a property, comes at a small fee simply is a simpler option than other methods of finding out who owns a property.

In this weblog, we'll be sharing with you our expert insight into why information technology tin can be useful to know additional data about a property, such as the owner and the price they paid, before making an offer on, or bidding for, a property. We'll also take you lot through the best and safest ways to find out who owns a holding or piece of land so that you can access trustworthy and accurate information with ease.

Why would I demand to know who owns a property?

At that place are plenty of reasons a person may need or want to detect out who the current possessor of a holding is. These reasons range from the commonplace to the utterly obscure and, to help y'all figure out if this information could be of use to you, nosotros've listed just a few examples of what motivates people to seek out the owner of a holding.

The nigh common motivators for people seeking this blazon of information are people whose jobs require information technology. Positions such as surveyors, belongings developers, investors and even estate agents will use this in their day-to-day tasks and applying for information from HM Land Registry is function of their researching duties.
Outside of job motivated searches, civilians are another group of people that unremarkably admission this blazon of property data. Whether it's out of simple curiosity or as office of pre-holding purchasing research, civilians are free to access this information whenever they wish virtually their ain property or whatever other.
For those people who are spending a petty additional time and effort researching a property they're considering purchasing, whether on the open property market or in an auction, knowing who owns the property can be useful. Moreover, accessing a Championship Annals document (which we'll explore more in the post-obit section) tin can as well provide useful data such as a record of historical auction prices. This can reveal how the prices take changed over time and even suggest something is wrong with the holding if it has had many owners inside a short period of time. In most cases, you'll only need your own common sense and not an in-depth understanding of the property market to interpret the data in a country registry report, meaning you won't need to seek additional, or expensive, professional person guidance.
On rare occasions, people volition search for this data in gild to find official proof of ownership for a piece of land or a property. There are a number of reasons someone may need this information, the most common being to use every bit evidentiary support in a court case. Unfortunately, the usual Title Annals document cannot be used in this way as it is not an 'official copy', which must instead be practical for straight to the Land Registry by filling in Form OC1 and sending information technology in the postal service with the relevant fee.
When selling a property, some estate agents and auction houses will asking access to a title register and title plan. Depending on the location of the property, sellers may besides be asked to provide a alluvion gamble indicator report, just only if the property in question is in a known flood risk zone. When selling with SDL Property Auctions, it is expected that these documents will be provided where appropriate, for example, when selling a registered property.

How to discover out who owns a property or piece of country

HM Land Registry offers a few different services at varying cost points, all of which offer useful information. These services start with a Championship Summary service which is entirely free to employ merely, if you're looking specifically for the owner of a property of piece of state, you'll need to buy a Championship Annals document for a pocket-sized fee.

To help yous effigy out which service yous require, we've listed the costs of each service, and a rundown of the information each provides you with, beneath.

Title Summary – Completely costless, the Title Summary service offered by HM Land Registry tin be accessed here and will provide you with the following data: the address of the property, the property description equally listed in the registry, the tenure type of the property and the price it was last sold for. In society to admission this data, yous need only take the postcode or street name, and you'll be given a list of addresses to choose from.
Championship Register – A more in-depth option for people searching specifically for the owner of a belongings, the Title Register service requires a fee of £three. Purchasing a Title Register report volition requite you access to the following information: the championship number (the unique reference code assigned to the registered belongings), the property/state owner, data regarding any easements affecting the property and whatever mortgage information held (including the lender's name and address and whether the mortgage has been discharged). Once again, the only information you'll need to access this service is the postcode of the property you're researching.
Title Plan – Besides attainable with a fee of £three, a Title Plan provides you with information regarding the location of the property and its general boundaries.
Flood Take chances Indicator – The most expensive of the services offered by HM Land Registry, the Inundation Risk Indicator report is bachelor with a fee of £9 (£10.80 with tax). Equally the name suggests, this written report provides an assessment of the likelihood that an individual holding could be flooded. This service is just available for properties in England and Wales.

While the in a higher place services are available for properties inside England and Wales, Scotland and Northern Ireland have their own registries. If you're searching for information regarding the owners of backdrop inside the borders of Scotland or Northern Republic of ireland, you lot'll need to go directly to their registries and fees will also differ.

For Scotland, yous tin can access belongings information including the owner of the property and property prices for free, and further information can too be bought for a small fee. The link for the Scottish Country Registry search can exist constitute here.

For properties in Northern Ireland, a wider range of fees apply to search and copy registry records simply, if all y'all're looking for is the electric current possessor of a holding in Northern Ireland, you can pay a £5 fee to see a property folio, or a £vii fee to take an uncertified copy of that folio. The process for these services can be started with a postal address from here.

Find properties and land in the Uk with SDL Property Auctions

At SDL Property Auctions, nosotros're proud to offer a wide range of belongings and land types across England, Scotland and Wales and welcome all of our sellers and buyers to comport research before placing a bid on their chosen lot.

Whether you're looking to sell your holding by auction or are on the scout for your perfect investment, our auctioneers are ready to answer whatever questions you lot may have. Contact united states of america directly by calling us on 0800 046 5454 or send united states of america an email at enquiries@sdlauctions.co.great britain.

Source: https://www.sdlauctions.co.uk/latest-news/how-to-find-out-who-owns-a-property/

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